In the United States, a 401(k) plan is the tax-qualified, defined-contribution pension account defined in subsection 401(k) of the Internal Revenue Code.

An IRA-to-IRA transfer is one of the most common methods of moving assets from one IRA to another. A transfer usually occurs between two separate financial organizations, but a transfer may also occur between IRAs held at the same organization. ... Also, there is no reporting or withholding to the IRS on an IRA transfer.  (May 14, 2019)

FARR INVESTMENT CAPITAL, INC  (Legal Disclaimer).

This information is provided to you for educational and informational purposes only. FARR INVESTMENT CAPITAL, INC, their custodian, nor any of their associates and/or employees are responsible in any way for use or non-use of the services of the vendors listed. Neither the authors and creators nor their associates and/or employees are licensed attorneys, CPA’s or any other professional identity and do not offer professional advice in any way. You freely and of your own will risk any and all capital you may choose to spend implementing concepts outlined by using any of the services of the vendors herein listed. You will do so with skill and common sense. You will not hold American FARR INVESTMENT CAPITAL, INC their custodian nor any of their employees and/or affiliates liable or accountable in any way for any failure of the service and/or information to live up to your expectations.

FARR INVESTMENT CAPITAL, INC and the Custodian are not recommending, sponsoring, or offering any products, services, companies, or persons associated with this website. You are advised to do your own due diligence on all potential investments. You represent that you have done your own due diligence on any company or asset you want to invest in, or any other investment you want to make personally or through your self-directed IRA.

An individual retirement account in the United States is a form of "individual retirement plan", provided by many financial institutions, that provides tax advantages for retirement savings.

What is a Self-Directed IRA?

A Self-Directed IRA is an IRA in which you, the account-holder, are in charge of making all investment decisions. A self-directed IRA provides you with greater opportunity for asset diversification outside of the more traditional stocks, bonds, and mutual funds. A Self-Directed IRA enables you to invest your retirement money into (almost) any alternative investment. What can a Self-Directed IRA invest in?

Self-Directed IRA investments range from

The more popular – real estate, IRA LLC's, small businesses, private loans, non-publicly-traded funds, and precious metals to – the more exotic – cattle, timber, soy beans, solar farms, and race horses. Some Trust Companies may hold more than 100 different types of alternative investments on behalf of their clients.

How come I never heard about this before?

That’s because 97% of retirement accounts are held by the traditional brokerage houses (e.g. Fidelity, Vanguard, and Schwab) who generally only hold stocks, bonds, and mutual funds. Only 3% of retirement accounts are held by Self-Directed IRA Custodians like Trust Company and are invested in alternatives.

How does it work?

Setting-up a Self-Directed IRA could be a simple 3-step process:

Welcome To IRA Investing

Combine IRA Tax Advantages with Farr Investment Capital Investing Opportunities.

Get Started Today!

 ①
Open & Fund Your IRA.

Open an IRA account with Farr Investment Capital Company. If you have a 401(k) with a previous employer or an existing IRA, you can transfer or rollover your funds without paying  taxes or penalties. It is that simple.

②
Decide on your IRA's Investment with Farr Investment Capital.
You return documentation to Trust Company in order to make investment with Farr Investment Capital.

③
Your IRA funds that Investment.

At your direction, Trust Company sends funds from your IRA to Farr Investment Capital's  offering and holds the investment on behalf of your account.

Farr Investment Capital is also pleased to  announce that IRA, 401(k), and HSA investors may participate in this offering. Retirement plan holders may allocate their tax-advantaged dollars toward Farr Investment Capital just as they may allocate the  non-IRA funds in their personal bank accounts. 

There's much to see here. So, take your time, look around, and learn all there is to know about us. We hope you enjoy our IRA Investing page that will provide you with information you may use. Take a moment to drop us a line.

Individual investors may invest with both their personal funds and their retirement funds if they so choose; they are under no obligation to select one funding method or  the other. Those interested in this investment avenue are encouraged to contact Farr Investment Capital for more information.